Digital Bank Comparison Calculator

⚠️ Important Disclaimer Interest rates shown are approximate as of mid-2026 and gathered from publicly available sources. Many digital bank rates are promotional, tiered, or conditional on monthly "missions" (e.g. Maya's rate up to 15% applies only up to ₱100,000 and requires active app usage; CIMB UpSave and GCash GSave's 5% is a promo rate). All interest and total amounts shown above already have the 20% final withholding tax deducted for regular banks, digital banks, and e-wallets, as required by Philippine law. Pag-IBIG MP2 and the SSS Pension Booster are tax-exempt by law, so their figures are shown as-is. SSS Pension Booster and Pag-IBIG MP2 returns are not fixed or guaranteed and are declared periodically based on actual fund performance. Rates change often — always confirm current rates directly on each institution's official app or website before making a decision. This tool is for educational purposes only and is not financial advice.