My first seminar with Cambridge University was all about how Gen Xers’ (born in 1965 to 1980) can attain a comfortable retirement and how they can manage their finances. For my my second seminar, I switched gears and spoke about how Millennials (born in 1981 to 1996) can handle theirs. There is actually a fine line between the two generations especially when it comes to approaches in saving, debt management, retirement, and technology use.
As I have researched, Gen Xers value stability and long-term planning while Millennials are more inclined to flexibility and embracing digital tools. In case you’re a Baby Boomer (born in 1946 to 1964) or a Gen Z (born in 1997 to 2012), I also gave insights on how you can improve your money management in this instagram post).
IMO, I believe that Gen Ys or Millennials (my generation) could benefit a lot more from adopting some financial habits of Gen Xers to build ourselves a more stable financial future.
At the end of the day, managing personal finances isn’t a one-size-fits-all approach. It’s about understanding your own financial goals, learning from those who’ve come before you, and adapting to the changing world around you. Whether you’re a Boomer, Gen Xer, Millennial, or Gen Z, there’s always room to grow and improve your financial habits. So, let’s keep the conversation going—because when it comes to money, we all have something to learn
How Ameena Rey-Franc of The Thrifty Pinay Can Help You
Have you ever thought about organizing a financial workshop for your team? Or are you a group of friends eager to boost their financial health? Reach out to us at thethriftypinay@gmail.com, and we’ll tailor a seminar packed with essential financial strategies, smart budgeting tips, and valuable investment insights – all designed to empower you in your career or entrepreneurial path.
Check out our past speaking engagements with companies we’ve collaborated with. Looking for different topics? We also offer customized finance workshops. Contact us to discuss how we can collaborate!