The Thrifty Pinay MISSION

THE THRIFTY PINAY blog exists to empower everyone around the world to build a life they LOVE – through having the PROPER MINDSET, INVESTING and making the most out of every Peso- on a BUDGET they understand and can afford.

STEP 1. Feeling overwhelmed by your finances?

My name is Ameena Rey-Franc and I am the CEO and Founder of The Thrifty Pinay.  I am a former Accountant and Banker turned Personal Finance Blogger, Speaker, Content Writer, and Author of the Thrifty Pinay Book entitled “How to Build A Strong Financial Foundation that can Withstand a CRISIS”. Currently, I work at home while juggling being an entrepreneur, full-time mom and wife, with no nanny.

Get to know more about me and the inception of this blog through this article: My Story (From Corporate Slave to Entrepreneur) – The Thrifty Pinay

Step 2: Immerse yourself in my Blog

To make things easier for you, here’s a great starting point to help set your finances in order.

a. Know your Money Blueprint

The first step in your financial journey is AWARENESS and having the proper mindset. Where do you stand? What are your beliefs towards Money? Is your budget management properly applied?

Head over to Money Mindset & Positivity section or browse some of the posts below:

b. Your next step is to Budget and Save.

When you find a budgeting method that works for you, be sure to make saving a habit so you have funds for the different important aspects of your life. Head over to Budgeting & Saving section or browse some posts below:

  c. Now that you’ve saved enough, it’s time to Invest. 

Do remember to invest only the extra money you have. And always have your Emergency Fund readily available. Also, never invest in something you don’t fully understand.

Head over to the Investments (Grow your Money) section or browse through some of the posts below:

Moreover, here’s a list of all the categories I’m blogging about to date:


Here’s the exciting part! The RESOURCE LIBRARY is up and running where you can download freebies such as printables, ebooks and money manifestos. All these are EXCLUSIVE ONLY for TTP Subscribers. Click the link below to get your freebies now:

Subscribe to our FREE RESOURCE LIBRARY & get the FREE Adulting Money Guide Ebook

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Step 3: Get your Copy of The Thrifty Pinay Book

How to Build A Strong Financial Foundation that can Withstand A Crisis - The Thrifty Pinay

What you will learn:

✔️FINANCIAL FOUNDATION PYRAMID: the 5 STEPS to correctly build your financial foundation that can survive a CRISIS.

✔️How to Invest and Earn During A Crisis?

✔️Which among the three should you prioritize in building a strong financial foundation?

  • Buy Insurance or Build an Emergency Fund or Pay your Debts first?
  • Note: It’s a completely different answer if you are just aiming to be debt-free.

✔️ Should you save money even if you have debts?

✔️How to fuel your motivation to pay off debts faster (Debt Snowball Method discussed with illustrative examples)

✔️How to earn your first P1 million

✔️How to earn it within one year (Not MLM or any get-rich-quick schemes)

Step 4: Be part of The Thrifty Pinay Community

Follow and be part of The Thrifty Pinay Community! Expect that this community will gradually grow as I will continuously make additions and modifications in this blog.

I post links, events and current posts in my Facebook page (The Thrifty Pinay).

Stalk some of my behind the scenes in my Instagram Page (ameena_rey_franc)

Once again , thank you for your interest and taking time to read The Thrifty Pinay. I am hoping that you will find each post in this blog valuable as I will eagerly make this blog better as time passes by. Most of all, I pray that everyone is doing fine, not just with your finances, but in every aspect of your lives. I will be your mastermind buddy. I will be here cheering on you throughout your financial journey!

 -Ameena of The Thrifty Pinay

By Ameena Rey-Franc

Recognized as one of the Top Finance Blogs in the PH. Ameena Rey-Franc (founder of TTP) is a former Banker and BS Accountancy graduate turned Blogger, Keynote Speaker, and entrepreneur. Currently an RFP delegate, she is also the Author of a book about Financial Resilience and has held seminars for reputable companies like GrabFoodPH, Pru Life UK, VISA, JPMorgan Chase& Co., Paypal, Fundline, Moneymax, and many more. The Thrifty Pinay's mission is to empower women to LEARN, EARN, and be FINANCIALLY-INDEPENDENT no matter what life stage they are in.