The Thrifty Pinay MISSION
THE THRIFTY PINAY blog exists to empower everyone around the world to build a life they LOVE – through having the PROPER MINDSET, INVESTING and making the most out of every Peso- on a BUDGET they understand and can afford.
STEP 1. Feeling overwhelmed by your finances?
My name is Ameena Rey-Franc and I am the CEO and Founder of The Thrifty Pinay. I am a former Accountant and Banker turned Personal Finance Blogger, Speaker, Content Writer, and Author of the Thrifty Pinay Book entitled “How to Build A Strong Financial Foundation that can Withstand a CRISIS”. Currently, I work at home while juggling being an entrepreneur, full-time mom and wife, with no nanny.
Get to know more about me and the inception of this blog through this article: My Story (From Corporate Slave to Entrepreneur) – The Thrifty Pinay
Step 2: Immerse yourself in my Blog
To make things easier for you, here’s a great starting point to help set your finances in order.
a. Know your Money Blueprint
The first step in your financial journey is AWARENESS and having the proper mindset. Where do you stand? What are your beliefs towards Money? Is your budget management properly applied?
Head over to Money Mindset & Positivity section or browse some of the posts below:
- *5 Effective Ways to Live Below your Means without Feeling Deprived
- *5 Tips on how to turn your FEAR of Missing Out (FOMO) into Joy of Missing Out (JOMO)
- *17 Financial Mistakes 30-year-olds make
- *A Beginner’s Guide to being Thrifty
- *Delayed Gratification: Its importance in your life and Strategies to practice it
b. Your next step is to Budget and Save.
When you find a budgeting method that works for you, be sure to make saving a habit so you have funds for the different important aspects of your life. Head over to Budgeting & Saving section or browse some posts below:
- *Budgeting using the Cash Envelope System
- *5 Types of Budgeting Methods
- *5 Excuses for not Saving and How to Overcome these
- *What is your NET WORTH?
- *MONEY MANAGEMENT For Beginners: 6 EASY TIPS TO MANAGE YOUR MONEY WISELY
- *Delayed Gratification: Its importance in your life amd strategies to practice it
- *The Fulfillment Curve: A balance between Money and Happiness
c. Now that you’ve saved enough, it’s time to Invest.
Do remember to invest only the extra money you have. And always have your Emergency Fund readily available. Also, never invest in something you don’t fully understand.
Head over to the Investments (Grow your Money) section or browse through some of the posts below:
- 12 Best Investments for Beginners in the Philippines
- Best Investments in the Philippines 2022
- *Pag-ibig MP2: 4 TIPS to make the most out of it
- *How to invest in Bonds for Beginners
- *How to invest in Stocks for Beginners
- *How to invest in Mutual Funds for Beginners
- * Top 10 Things to do Before Investing
- *UITFs and Mutual Funds: a Beginner’s Guide
- *Peso Cost Averaging Strategy
- *How to create an Investment Portfolio PART 1 ( Asset Allocation)
- *How to create an Investment Portfolio PART 2 ( DIVERSIFYING & REBALANCING)
Moreover, here’s a list of all the categories I’m blogging about to date:
- Business
- Women’s Section
- Banking
- Insurance
- Money Making Tips
- Freelancing
- FIRE (Financial Independence, Retire Early)
Here’s the exciting part! The RESOURCE LIBRARY is up and running where you can download freebies such as printables, ebooks and money manifestos. All these are EXCLUSIVE ONLY for TTP Subscribers. Click the link below to get your freebies now:
Step 3: Get your Copy of The Thrifty Pinay Book
What you will learn:
FINANCIAL FOUNDATION PYRAMID: the 5 STEPS to correctly build your financial foundation that can survive a CRISIS.
How to Invest and Earn During A Crisis?
Which among the three should you prioritize in building a strong financial foundation?
- Buy Insurance or Build an Emergency Fund or Pay your Debts first?
- Note: It’s a completely different answer if you are just aiming to be debt-free.
Should you save money even if you have debts?
How to fuel your motivation to pay off debts faster (Debt Snowball Method discussed with illustrative examples)
How to earn your first P1 million
How to earn it within one year (Not MLM or any get-rich-quick schemes)
Step 4: Be part of The Thrifty Pinay Community
Follow and be part of The Thrifty Pinay Community! Expect that this community will gradually grow as I will continuously make additions and modifications in this blog.
I post links, events and current posts in my Facebook page (The Thrifty Pinay).
Stalk some of my behind the scenes in my Instagram Page (ameena_rey_franc)
Once again , thank you for your interest and taking time to read The Thrifty Pinay. I am hoping that you will find each post in this blog valuable as I will eagerly make this blog better as time passes by. Most of all, I pray that everyone is doing fine, not just with your finances, but in every aspect of your lives. I will be your mastermind buddy. I will be here cheering on you throughout your financial journey!
-Ameena of The Thrifty Pinay